PENGARUH LITERASI KEUANGAN, TOLERANSI RESIKO DAN OVER CONFIDENCE TERHADAP KEPUTUSAN INVESTASI (STUDI KASUS PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS BUDI LUHUR)

Abstract

Investment is a form of business that can be done to get added value or profit, currently investment has begun to be in great demand by various groups of people, even students. This study aims to analyze whether student investment decisions are influenced by financial literacy, risk tolerance, and overconfidence, especially students of the Faculty of Economics and Business, Budi Luhur University. The population of this study were students of the Faculty of Economics and Business, Budi Luhur University with a sample of 96 respondents through data collection techniques using questionnaires. The data analysis used is multiple linear regression analysis using the Statistical Package for The Social Science (SPSS) version 20 and Microsoft Excel 2021. Based on the study's results, it was found that financial literacy and overconfidence have a positive and significant effect on student investment decisions. In contrast, risk tolerance does not affect student investment decisions.